ASSSA Health Insurance Spain Reviews for Expats (2024 update)

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ASSSA Health Insurance is not just another name in the Spanish insurance market; it’s a company with over 80 years of expertise, specifically catering to the needs of expats living in Spain, either part-time or full-time.

Regulated by Spain's Directorate-General for Insurance and Pension Funds (D.G.S), similar to the Financial Services Authority (F.S.A), ASSSA boasts a strong presence along the Spanish coast and in other key locations. This review explores ASSSA's offerings, weighing their pros and cons for expats.

Asssa Health Insurance Spain Reviews

Pros of Asssa Health Insurance

1. Specialized in Expat Coverage:

  • With decades of experience, ASSSA specializes in health insurance for expats, understanding their unique needs and concerns.

  • ASSSA assists in obtaining necessary documents for various visas (Non-Lucrative, Nomad, Golden, or Student Visas) and Spanish Residency, making it a go-to for expats navigating these processes.

2. Regulatory Compliance:

  • Being regulated by the D.G.S assures policyholders of standard compliant practices and security.

3. Strategic Locations:

  • ASSSA’s significant presence in coastal and other crucial expat areas means better accessibility and localized services.

2. Adaptable Certificates:

  • Recognizing that embassy requirements can change, ASSSA offers flexibility in adapting certificates to meet these evolving needs.

3. Personalized Customer Service:

  • They provide customer service in clients’ native languages, a significant advantage for those who are not fluent in Spanish.

4. High-Quality Healthcare Network:

  • Access to excellent clinics and doctors, along with competitive products and robust post-sale support.

5. Multilingual Support:

  • The provision of services in multiple languages is a major plus for international policyholders.

6. Flexibility and Personalization:

  • With a focus on customization, expats can tailor their health insurance to match their specific needs.

7. Strong Network of Healthcare Providers:

  • ASSSA’s network includes high-quality clinics and medical professionals, ensuring top-notch medical care.

Cons of ASSSA Health Insurance

  1. Limited Geographical Coverage

ASSSA insurance has a small limitation regarding its geographical reach. This restriction means that potential customers in certain areas of Spain might not have access to ASSSA's insurance offerings, which is something you should have in mind when picking your insurance package.

2. Exclusion of Pre-Existing Conditions

This exclusion can be challenging for individuals who have health issues, as they will not receive support for these existing conditions under ASSSA's policies.

3. Customer Service Experiences:

Reviews indicate varying experiences with customer service. While some policyholders may have satisfactory interactions, others report challenges in receiving support, emphasizing the need for a more consistent customer service approach.

Overall score ⭐⭐⭐⭐

ASSSA Health Insurance positions itself as a strong contender for expats in Spain, offering specialized, high-quality health insurance services with a focus on expatriate needs. With personalized support in various languages and a commitment to adapting to the changing requirements of visas and residencies, it stands out as a particularly supportive choice for expats.

However, those considering ASSSA should balance their need for personalized service and comprehensive coverage with budget and network size considerations. For expats seeking a provider with a deep understanding of their unique challenges and requirements, ASSSA is definitely worth exploring.