How to Apply for a Non-Lucrative Visa in Spain (2024 Ultimate Guide)

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If you are a non-EU retiree considering relocating to Spain for an extended period without intending to work or conduct business, the Non-Lucrative Visa (Spanish retirement visa) could be your golden ticket.

In this blog article, get ready to be walked through the necessary details and steps for applying for a Non-Lucrative Visa - NLV in Spain. Begin your Spanish adventure hassle-free by reading on!

Key Points About the Non-Lucrative Visa for Non-EU Citizens in Spain

Below are the essential details to keep in mind regarding the NLV Spain visa available for non-EU citizens:

  • Purpose: The non-lucrative visa allows non-EU citizens to reside in Spain without engaging in any work or business activities.

  • Requirements: Applicants must demonstrate sufficient financial means to support themselves without working in Spain.

  • Application Process: The application for a non-lucrative visa typically involves submitting various documents, including visa income requirements, health insurance, and a clean criminal record.

  • Duration: The initial non-lucrative visa is usually granted for one year and can be renewed for up to two years.

  • Residency: Holders of the non-lucrative visa are eligible for Spanish residency but cannot work in the country.

  • Benefits: This visa allows individuals to live in Spain and enjoy the country's culture, climate, and lifestyle without the need to seek employment.

  • Restrictions: It's important to note that holders of the non-lucrative visa are not permitted to work or carry out any professional activities in Spain.

  • Renewal: To renew the non-lucrative visa, applicants must continue to meet the financial requirements and comply with Spanish immigration laws.

Guide to Applying for the Non-Lucrative Visa in Spain

Applying for a non-working residence visa in Spain typically involves the following steps:

Step 1: Gather your documents

The paperwork requirements for a non-lucrative visa in Spain typically include:

  • NLV Application Forms: Download and fill out the National Visa Application Form and Non-Working Residence Visa Application Form (EX-01) from the Spanish Ministry of Foreign Affairs website.

  • Passport (Submit both the original and a photocopy): Ensure your passport is valid for at least one year beyond your intended arrival in Spain and has two blank pages. Passports older than 10 years will not be accepted.

  • Photo: Provide a recent passport-sized photo following the specified format.

  • Financial Proof: Show you can support yourself without working in Spain. This typically involves income proof showing 400% of the Spanish IPREM (around €27,115.20 in 2023). This amount increases for dependents. Acceptable proof includes bank statements, investment portfolios, or pension documentation.

  • Health Insurance (Submit both the original and a photocopy): Get private health insurance that covers the entirety of your stay and meets Spain's minimum requirements. Consider reputable providers like DKV, Asisa, Assa, Feather, AXA, or Sanitas. More on this later!

  • Criminal Record Check: Applicants above the legal age need a criminal record check from their country of residence covering the past five years.

  • Medical Certificate: A medical certificate confirming you are free from any severe public health risks is required.

  • Proof of Residence: Show you reside within the consulate's jurisdiction with a utility bill or rental agreement.

  • Residence Permit Fee: Pay the visa fee, typically €80, but check with your local consulate for specific fees and payment options.

Step 2: Contact your local consulate or embassy

Schedule an appointment to submit your application in person. Be prepared to answer questions about your plans in Spain and provide additional documents if requested.

Step 3: Wait for the decision

The processing time can vary, so be patient. Follow up with the consulate if you haven't received a response within a reasonable timeframe.

Step 4: Obtain your visa

If your application is approved, you will be issued a Non-Lucrative Visa, allowing you to reside in Spain for the specified duration. 

Ensure you understand any conditions or restrictions associated with the visa. Upon approval, you can finally begin your Spanish adventure!

Don’t forget that this is a general guide, and specific Spain non-lucrative visa requirements might vary. Always check the official website of the Spanish consulate or embassy nearest you for the most up-to-date information and any additional documents they may require.

Choosing the Right Health Health Insurance for Spain Non Lucrative Visa

Having adequate health insurance for a non-lucrative visa is not just a requirement; it's an investment in your well-being and a key factor in securing your visa. Here are some of our highly recommended health insurance providers for non lucrative visa who cater specifically to expatriates in Spain:

1. DKV

Seeking comprehensive healthcare with visa compliance and zero out-of-pocket costs? DKV provides extensive coverage, a broad doctor network, and additional benefits, offering expats peace of mind and security.

2. Asisa

This provider is known for its affordable, competitive rates and plans that mirror Spain's public health system. They cater to various residency lengths with flexible options. Multilingual support and global coverage ensure hassle-free communication and protection beyond Spanish borders.

3. Asssa

Standing out with the industry's highest coverage age (79 years), ASSSA offers competitive plans, exceptional service, and personalized support in your language. They even assist with adapting visa documents to evolving requirements.

4. Feather

Seeking affordable, English-friendly health insurance for visas or temporary residency? Look no further than FEATHER. Their plan covers legal requirements and essential medical needs, including doctor visits, medications, and ambulance services.

Remember when applying for Spain non-lucrative visa you should consider your health needs and budget to the best private healthcare provider.

Additional Tips for A Hassle-Free Transition

  • Seek professional guidance: Consider consulting an immigration lawyer or visa consultant to ensure your application package is complete and adheres to all the latest regulations.

  • Start planning early: Allow ample time to gather documents, secure health insurance, and complete the application process.

  • Embrace the Spanish culture: Learning basic Spanish phrases and immersing yourself in the local customs will enhance your experience in Spain.

Obtaining a Non-Lucrative Visa in Spain offers a rewarding opportunity for those seeking to extend their stay. With thorough preparation and determination, you'll be set to start an enriching Spanish adventure filled with culture, sunshine, and new experiences. Good luck! ¡Suerte!